Pay2bd APIs Documentation

Intoduction

Pay2Local is a fast, secure, and fully automated payment platform that enables merchants to process deposits (payin) and withdrawals (payout) through Bangladesh's major mobile financial services.

Supported Services

Bkash

Market leader in mobile financial services

Nagad

Government-backed digital payment platform

Upay

Emerging mobile payment solution


Key Features

H2H Mode for All Services

H2H (Head-to-Head) Mode allows merchants to collect payment directly from customers using agent wallet numbers. This applies to:

  • p2p_agent - Person-to-agent transactions
  • p2c_qr - QR code payments
  • p2c_api - API-based payments

Dual Transaction Tracking

Every transaction uses:

  • merchant_payment_id - Your system's order ID
  • request_id - Pay2Local's tracking ID

Security Features

  • HMAC SHA-256 signature verification
  • Encrypted communication channels
  • Automated callback system

Getting Started

To begin integration:

1. Register for a merchant account

2. Obtain API credentials

3. Configure callback URLs

4. Implement the API endpoints

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